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Download PDF by P. K. Ray: Agricultural Insurance. Principles and Organization and

By P. K. Ray

ISBN-10: 0080298249

ISBN-13: 9780080298245

Agricultural assurance: rules and association and alertness to constructing international locations states that agriculture is topic to important components of uncertainty. the danger inherent in agriculture has been exhaustively mentioned within the textual content. dangers in agriculture will be characterised as estate possibility and private chance. average threat comparable to storms, plant ailments, and bug pests is one other subject coated within the ebook. one of those danger that's pointed out as drought, inundation, frost and freeze, hail, and twister is named meteorological hazard.
The ebook additionally discusses one other type of threat, that's named social threat. incidence akin to fireplace, robbery or housebreaking, embezzlement, and technological swap belongs to this sort of threat. A bankruptcy of the booklet is dedicated to the methods on the right way to treatment the dangers enumerated. one other component to the e-book defines the time period assurance. This part introduces such subject as likelihood, uncertainty, and the legislation of enormous numbers. The publication notes that during order for agricultural probability to be insurable, it needs to fulfill a few parameters.
The textual content will supply worthwhile perception for farmers, monetary planners, statisticians, scholars, and researchers within the box of threat administration.

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Extra resources for Agricultural Insurance. Principles and Organization and Application to Developing Countries

Sample text

12 These t w o terms are extensively used in the insurance literature o f the U n i t e d K i n g d o m and the U n i t e d States of America. C H A P T E R IV OBJECT A N D TYPES OF C R O P I N S U R A N C E O B J E C T O F C R O P I N S U R A N C E 1 The business of farming, as discussed earlier, involves numerous risks, natural, social, and human. The principal characteristic which distinguishes it from most other businesses is its great dependence on nature. Farming has to be carried on in the face of continual uncertainty arising out of various natural elements, such as inclement weather, fire, flood, drought, frost and hail on the one hand and, on the other, insects and other pests and various diseases.

1948. R a y , Crop Insurance as a Measure, loc. , p . 2 . 6 D a t a from Director, Norddeutsche Hagelversicherungs-Gesellschaft auf zu Berlin, Glessen. 5 Gegenseitigkeit Agricultural Insurance 30 insurance associations, and small mutual agricultural insurance societies. The latter alone numbering over 1600 had at the end of 1950 an aggregate insured 7 capital of 7077 million old francs. Although there is no separate State hail insurance institution, the State has granted regular subsidies to those agricul­ tural mutual insurance and reinsurance societies which have conformed to the relevant laws enacted from time to time.

40-3. 11 R o t h , R. , C r o p - H a i l — A G r o w i n g Coverage, Spectator, Philadelphia, June 1955. 12 R o t h , R. , U . S . A . , Sept. 1956. Object and Types of Crop Insurance 31 board known as The Cyclone and Drought Insurance Board consisting of official and non-official members appointed by the Governor. The total in­ come received as annual premium beginning 1947 till 1962 inclusive, was Rupees 151-2 million, and total claims paid till 31 May 1962 amounted to 13 Rupees 172-6 million.

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Agricultural Insurance. Principles and Organization and Application to Developing Countries by P. K. Ray


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